How are you paying for Christmas this year?

October 28, 2013 by · Leave a Comment
Filed under: Shopping 

Christmas-ClubWhen I was a kid, my mom had a Christmas Club at our local bank.  I remember being fascinated by the little coupon book and how every week, she’d take it to the bank and deposit a few dollars so that she’d have money set aside for Christmas.

Times have changed and I don’t think many people have a Christmas Club anymore!  But buying Christmas gifts can still be expensive enterprise.  I find that I need to plan well ahead of time each year, make a budget, and figure out how my family will pay for Christmas gifts!  Here are my plans for this year:

Money set aside: I am lucky enough that I get paid for writing for this website, so I have tucked most of that money away for Christmas.

Amazon gift cards from Swagbucks: I actually first learned about Swagbucks from reading Green Bay Consumer and I sure am glad I did!  I earn Swagbucks all year long by doing things like searching the internet, watching videos and using coupons.  It doesn’t take many Swagbucks to earn a $5 Amazon gift card.  I have been saving up my gift cards and will cash them in when I start my shopping!

Selling unused gift cards: I have not had much luck selling household items on eBay this year, as I have in the past.  So I turned to a stack of unused gift cards in my desk drawer and sold them to CardCash.  It was an easy process: I registered the card on their website, picked a payout, and then mailed the card in.  A few days later, I got an email with my Amazon gift card code in it.

Tell us: how are you paying for Christmas this year?  Do you still have a Christmas Club?  Have you been shopping all year long?  Do you just wing it and hope your checking account holds out?   We could all use some ideas so please share!

My September grocery budget

October 1, 2013 by · Leave a Comment
Filed under: Grocery 

budgetDo you keep a strict record of your grocery spending? I gotta admit, I hadn’t kept really strict records of it in about 5 years!  I’ve always done it mentally.

This year I decided to keep track again.

Last month, I spent $378 on groceries for our family of six.

For September 2013, I spent $423.  That includes 80 pounds of chicken from Zaycon Foods!

My goal is to spend no more than $450/month over the course of the year.

How did you do last month?

My August grocery budget

September 2, 2013 by · Leave a Comment
Filed under: Grocery 

budgetDo you keep a strict record of your grocery spending? I gotta admit, I hadn’t kept really strict records of it in about 5 years!  I’ve always done it mentally.

This year I decided to keep track again.

Last month, I spent $497 on groceries for our family of six.

For August 2013, I spent $378.

My goal is to spend no more than $450/month over the course of the year.

How did you do last month?

My July grocery budget

August 1, 2013 by · Leave a Comment
Filed under: Grocery 

budgetDo you keep a strict record of your grocery spending? I gotta admit, I hadn’t kept really strict records of it in about 5 years!  I’ve always done it mentally.

This year I decided to keep track again.

Last month, I spent $393.92 on groceries for our family of six.

For July 2013, I spent $497.

July and August are big months for us when it comes to spending money on food. Not only did we spend $40 on strawberries, we spent $50  on Door County cherries, too.  We’ve also been hitting up the farmer’s markets to can vegetables to use throughout the winter.

Next month, with all the back to school food items I’ll be buying, I predict we’ll be close to or surpass our budget again.  So far for the year, we’ve spent $2932 on groceries.  That breaks down to $418 a month which is still below our limit.

My goal is to spend no more than $450/month over the course of the year.

How did you do last month?

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